Privacy Policy

Last modified: October 17, 2024

Introduction

Praxis Solutions, Inc. (“Company” or “We”) respect your privacy and are committed to protecting it through our compliance with this privacy notice.

This notice describes the types of information we may collect from you or that you may provide when you visit our websites or use the services provided through our websites, including those at [www.praxisolutions.com] (collectively, our “Website”), or when you interact with content, emails, messages, texts and other communications sent by us or users of our Website, and our practices for collecting, using, maintaining, protecting, and disclosing that information.

This policy applies to information we collect:

• On or through the Website from guests, visitors, and registered users.
• In email, text, and other electronic messages between you and the Company, this Website or users of the Website;
• From third parties who provide their customers and other users with access to the Website;
• From our third-party business partners and others;
• Through mobile and desktop applications you download from this Website, which provide dedicated non-browser-based interaction between you and this Website; and
• When you interact with our advertising and applications on third-party websites and services, if those applications or advertising include links to this policy.

It does not apply to information collected by:

• Us offline; or
• Any third party, including through any application or content that may link to or be accessible from or on the Website, unless that third party provides that information to us.

Please read this notice carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website. By accessing or using this Website, you agree to this privacy notice. This privacy notice may change from time to time (see Changes to Our Privacy Policy. Your continued use of this Website after we make changes is deemed to be acceptance of those changes, so please check the policy periodically for updates.

Children Under the Age of 18

Our Website is not intended for children under 18 years of age. No one under age 18 may provide any information to or on the Website. We do not knowingly collect personal information from children under 18. If you are under 18, do not use or provide any information on this Website or through any of its features, register on the Website, make any purchases through the Website, or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name. If we learn we have collected or received personal information from a child under 18 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 18, please contact us here.

Information We Collect About You and How We Collect It

We collect several types of information from and about users of our Website (“personal information”), including information:

• By which you, your family members or other persons may be personally identified, such as name, user name, home address, work address, gender, e-mail address, marital status, telephone number, social security number, tax ID number, employer ID number, government ID number, passport information, picture, billing address, professional history, copies of identification forms, money transfer instructions, deposit accounts, investment accounts, documents, credit reports and history, links to your social media accounts and personal websites, and other identifiers by which you may be contacted online or offline;
• Financial information such as bank account information, payment card details, financial objectives, financial statements, assets, liabilities, investments, and estate planning information; and/or
• About your internet connection, the equipment you use to access our Website, and usage details.

We collect this information:

• Directly from you when you provide it to us.
• From third parties, for example, our business partners.
• Automatically as you navigate through the Website. Information collected automatically may include usage details, IP addresses, and information collected through cookies, web beacons, and other tracking technologies.

Information You Provide to Us

The information we collect on or through our Website may include:

• Information that you provide by filling in forms on our Website. This includes information provided at the time of registering to use our Website, subscribing to our service, posting material, or requesting further services. We may also ask you for information when you report a problem with our Website.
• Information contained in documents that you upload to us.
• Records and copies of your correspondence (including email addresses), if you contact us.
• Your responses to surveys that we might ask you to complete for research purposes.
• Details of transactions you carry out through our Website and of the fulfillment of your orders. You may be required to provide financial information before placing an order through our Website.

Information We Obtain From Third Parties

We obtain information from third parties that we work with or engage in connection with our Website, including partners such as [banks, banking and investment data transfer networks, payment processors, government databases, and identity verification services].

If you provide data to any third party, your rights with respect to that data will also be subject to the privacy policies of that third party, which may provide for broader use and disclosure of your data than this privacy policy. We are not a party to, and are not bound by, the privacy policies of third parties.

Information We Collect Through Automatic Data Collection Technologies

As you navigate through and interact with our Website, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

• Details of your visits to our Website, including traffic data, location data, logs, and other communication data and the resources that you access and use on the Website.
• Information about your computer and internet connection, including your IP address, operating system, and browser type.

We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). [We do not currently respond to web browsers’ “do not track” signals that provide a method to opt out of the collection of information about users’ activities on our Website. If we do so in the future, we will provide relevant information in this privacy policy.]

The information we collect automatically may include personal information, or we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Website and to deliver a better and more personalized service, including by enabling us to:

• Estimate our audience size and usage patterns.
• Store information about your preferences, allowing us to customize our Website according to your individual interests.
• Provide services to you through the platform offered through the Website.
• Recognize you when you return to our Website.

The technologies we use for this automatic data collection may include:

• Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. We use essential cookies, functionality cookies, analytics and performance cookies, targeting and advertising cookies and social media cookies. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Website. For information about managing your privacy and security settings for cookies, see Choices About How We Use and Disclose Your Information.
• Web Beacons. Pages of the Website and our e-mails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of certain website content and verifying system and server integrity).

How We Use Your Information

We use and disclose information that we collect about you or that you provide to us, including any personal information:

• To present, develop, improve, maintain and deliver our Website and its contents and services to you.
• To provide you with information, products, or services that you request from us.
• To fulfill any other purpose for which you provide it.
• To provide you with notices about your account.
• To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.
• To notify you about changes to our Website or any products or services we offer or provide though it.
• In any other way we may describe when you provide the information.
• For any other purpose with your consent.

We may also use your information to contact you about our services that may be of interest to you. If you do not want us to use your information in this way, please check the relevant box located on the contact form on which we collect your data.  For more information, see Choices About How We Use and Disclose Your Information

Disclosure of Your Information

We may disclose aggregated information about our users, and information that does not identify any individual, without restriction.

We may disclose personal information that we collect or you provide:

• To our subsidiaries and affiliates.
• To third parties that you invite to access the Website, such as accountants, attorneys, administrators, and tax advisors.
• To auditors, accountants, certification providers, and other financial, accounting, security, and process auditing, attestation and certification groups.
• To contractors, service providers, and other third parties, including data centers, website application developers, hosting providers, maintenance services providers, backup services, storage application and facility providers, infrastructure providers, software licensors, database providers, data security providers, privacy services providers, financial institutions, banking partners, data networks, credit reporting agencies, verification services, background and screening services, compliance review services, legal and accounting service providers, insurers and brokers, payment processors, and other third parties we use to support our business and the services we provide to you and our other customers.
• To international, state, federal, and local governments, quasi-governmental bodies, self-regulatory agencies, industry oversight, regulatory and governance bodies, tax and revenue agencies, securities regulatory agencies, professional groups and associations, corporate oversight regulators, securities regulators, banking regulators and other regulators.
• To a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us about our Website users is among the assets transferred.
• To fulfill the purpose for which you provide it.
• For any other purpose disclosed by us when you provide the information.
• With your consent.

We may also disclose your personal information:

• To comply with any court order, law, or legal process, including to respond to any government or regulatory request.
• To enforce or apply our terms of use and other agreements, including for billing and collection purposes.
• If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Use Steward, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

The categories of personal information we may disclose include:

• Personal information
• Protected classification characteristics.
• Commercial information.
• Biometric information.
• Internet or other similar network activity.
• Geolocation data.
• Sensory data.
• Professional or employment-related information.
• Non-public education information.
• Inferences drawn from other personal information.